HARDIYANTI, S. E.; THOTA, A. The Impact of Fintech Technology on Traditional Banking Industry. Management Science Research Journal, [S. l.], v. 3, n. 3, p. 115–129, 2024. DOI: 10.56548/msr.v3i3.118. Disponível em: https://www.smanagementscienceresearchjournal.com.msjr.my.id/index.php/msr/article/view/118. Acesso em: 2 aug. 2026.